Get to know API BCA facilities  

Key Features 

1. Access to online and real-time banking transaction services. 
2. Easy integration process with the Facility Recipient’s platform (website/application). . 
3. Compliant with the National Standard for Open Application Programming Interface (SNAP API) regulated by Bank Indonesia. 
4. The list of available API BCA service features refers to the information provided on the website page https://developer.bca.co.id/id/Fitur-API.  

Benefits

1. Facility Recipients can integrate their platforms with BCA’s banking system, making it easier for the Facility Recipients to conduct online banking transactions in real time. 
2. Easy to integrate, as the API BCA complies with the SNAP Standard issued by Bank Indonesia.

Risks

1. There is a possibility of disruptions to the BCA communication network or API system, which may prevent banking transactions via API from being carried out.  
2. Misuse of the Facility Recipient’s API BCA may occur due to the leakage of transaction means (API security key) and transaction data caused by negligence on the part of the Facility Recipient. Therefore, the Facility Recipient must ensure that transaction means (API security key) and transaction data are always stored securely. 
3. The Facility Recipient will be charged a minimum API BCA fee if the utilization of the API BCA falls below the agreed minimum API utilization. 

Fees 

1. API fees are charged based on the frequency of transactions (hits). 
2. For more information regarding API BCA fees, please contact api_support@bca.co.id or Halo BCA Bisnis at 1500998. 

Simulations

This simulation is intended solely as a calculation tool and does not reflect the actual API fees that will be charged to the Facility Recipient. 

Important Information 

Terms and Conditions 

Learn about the Terms and Conditions for the API Facility product/service through the link below. 

Download API BCA Facility Terms and Conditions in Indonesia

Download API BCA Facility Terms and Conditions in English

Download API BCA Facility Terms and Conditions in Mandarin

API BCA Terms of Use 

Learn how to use the API BCA via the link below. 

 Download PDF

Disclaimer (Important to Read)

1. The Facility Recipient has read and understood the product and/or service in accordance with the Product and Service Information Summary. 
2. The Facility Recipient is required to read, understand, and agree to the product and/or service account application. 
3. The Facility Recipient must carefully read this Product and Service Information Summary before agreeing to open the product and/or service and has the right to ask Bank employees or call Halo BCA at 1500998 regarding all matters or complaints related to the Product and Service Information Summary. 
4. The information contained in this Product and Service Information Summary is valid as of the date of printing of the document.  
5. This summary is only a means of providing information about products and/or services for prospective Facility Recipients/Facility Recipients and is not intended as an official offer of a product and/or service. 
6. BCA reserves the right to reject a Facility Recipient's application for products and/or services if they do not meet the applicable requirements and regulations. 

This summary complies with the provisions of laws and regulations, including the provisions of the Financial Services Authority (Otoritas Jasa Keuangan) regulations. 

Get the Services 

Requirements and Procedures 

1. Prospective Facility Recipients are Facility Recipients in the category of Individual Business or Business Entity/Organization. 
2. Not engaged in business activities that violate legal norms and decency. 
3. Submit an API Facility application through developer.bca.co.id. 
4. To be able to use the API BCA Facility, prospective Facility Recipients must:  
   1. Submit an API cooperation application through one of the following means:   
      1. Online by accessing  https://webform.bca.co.id/api/registrasi-api
      2. Submission through the PIC Business Unit at the Head Office. 
      3. Branch. 
   2. Sign the API BCA Cooperation Form and API BCA Facility Terms and Conditions. 
   3. Submit other supporting documents in accordance with the applicable provisions at BCA. 
   4. Develop the application system, conduct joint testing with BCA, and implement it in accordance with the API BCA features selected by the Facility Recipient. 
   5. Following the technical and governance standards regulated by Bank Indonesia through SNAP. 
5. API BCA Facility can be used for:  
   1. The Interests of the Facility Recipient; and/or 
   2. The Interests of Consumers. 

Facility Recipients can submit questions and feedback through the following channels: